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<channel>
	<title>Pensions &amp; Benefits Law</title>
	
	<link>http://www.pensionsbenefitslaw.com</link>
	<description>A Discussion of Canadian and U.S./Cross-Border Pension &amp; Benefit Legal Issues</description>
	<lastBuildDate>Tue, 14 May 2013 15:20:50 +0000</lastBuildDate>
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		<title>New Requirements re Insurance for LTD Plans of Federally-Regulated Employers Coming Into Force in 2014</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/exy4XE-bvyU/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/05/articles/canada-pensions-benefits-law/new-requirements-re-insurance-for-ltd-plans-of-federally-regulated-employers-coming-into-force-in-2014/#comments</comments>
		<pubDate>Tue, 14 May 2013 15:20:50 +0000</pubDate>
		<dc:creator>Douglas Rienzo</dc:creator>
				<category><![CDATA[Benefit Plans]]></category>
		<category><![CDATA[Canada Pensions & Benefits Law]]></category>
		<category><![CDATA[Legislation & Regulations]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=644</guid>
		
			<content:encoded><![CDATA[In 2012, the federal government passed Bill C-38, the Jobs, Growth and Long-term Prosperity Act, which among other things amends the Canada Labour Code (the Code) to implement insurance requirements for long-term disability (LTD) plans in the federally-regulated private sector, as previously...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/exy4XE-bvyU" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/05/articles/canada-pensions-benefits-law/new-requirements-re-insurance-for-ltd-plans-of-federally-regulated-employers-coming-into-force-in-2014/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/05/articles/canada-pensions-benefits-law/new-requirements-re-insurance-for-ltd-plans-of-federally-regulated-employers-coming-into-force-in-2014/</feedburner:origLink></item>
		<item>
		<title>Pooled Registered Pension Plans – Status Update</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/WbwDwIDTXiw/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/05/articles/pension-reform/pooled-registered-pension-plans-status-update/#comments</comments>
		<pubDate>Wed, 08 May 2013 14:09:27 +0000</pubDate>
		<dc:creator>Jonathan Marin</dc:creator>
				<category><![CDATA[Canada Pensions & Benefits Law]]></category>
		<category><![CDATA[Innovation & Plan Design]]></category>
		<category><![CDATA[Pension Reform]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=640</guid>
		
			<content:encoded><![CDATA[To address concerns about pension coverage in Canada, the federal government introduced the concept of the pooled registered pension plan (PRPP) in late 2011 through Bill C-25, the Pooled Registered Pension Plan Act (PRPP Act). The PRPP is intended to provide a “low cost” and accessible retirement...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/WbwDwIDTXiw" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/05/articles/pension-reform/pooled-registered-pension-plans-status-update/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/05/articles/pension-reform/pooled-registered-pension-plans-status-update/</feedburner:origLink></item>
		<item>
		<title>President Obama’s Pension Cap: Who Would Really Be Affected?</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/Qt3r53vLM_Q/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/05/articles/us-pensions-benefits-law/president-obamas-pension-cap-who-would-really-be-affected/#comments</comments>
		<pubDate>Tue, 07 May 2013 18:50:05 +0000</pubDate>
		<dc:creator>Carol Buckmann</dc:creator>
				<category><![CDATA[U.S. Pensions & Benefits Law]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=635</guid>
		
			<content:encoded><![CDATA[The President’s recent budget proposal would impose a new cap on tax-favored retirement benefits. Annual contributions and accruals under tax-favored plans are already limited, but this would be a complex new limit determined by how much of a pension could be provided by your IRA and your 401(k)...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/Qt3r53vLM_Q" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/05/articles/us-pensions-benefits-law/president-obamas-pension-cap-who-would-really-be-affected/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/05/articles/us-pensions-benefits-law/president-obamas-pension-cap-who-would-really-be-affected/</feedburner:origLink></item>
		<item>
		<title>Ontario Budget 2013 – More Pension Reform to Come</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/eUMPg4adwF8/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/05/articles/pension-reform/ontario-budget-2013-more-pension-reform-to-come/#comments</comments>
		<pubDate>Thu, 02 May 2013 21:23:01 +0000</pubDate>
		<dc:creator>Lesha Van Der Bij</dc:creator>
				<category><![CDATA[Canada Pensions & Benefits Law]]></category>
		<category><![CDATA[Family Law Issues]]></category>
		<category><![CDATA[Innovation & Plan Design]]></category>
		<category><![CDATA[Legislation & Regulations]]></category>
		<category><![CDATA[Pension Reform]]></category>
		<category><![CDATA[Public Sector Plans]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=632</guid>
		
			<content:encoded><![CDATA[In today&#8217;s budget, the Ontario government announced that it is continuing with its pension reform agenda, but it is not all &#8220;old news&#8221;. Perhaps of most interest to employers and plan administrators will be the government&#8217;s intention to review the implications of the recent...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/eUMPg4adwF8" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/05/articles/pension-reform/ontario-budget-2013-more-pension-reform-to-come/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/05/articles/pension-reform/ontario-budget-2013-more-pension-reform-to-come/</feedburner:origLink></item>
		<item>
		<title>Expert Committee Pressing for Pension Reform in Quebec</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/2-13AoWK8CE/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/04/articles/pension-reform/expert-committee-pressing-for-pension-reform-in-quebec/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 20:08:18 +0000</pubDate>
		<dc:creator>Julien Ranger</dc:creator>
				<category><![CDATA[Canada Pensions & Benefits Law]]></category>
		<category><![CDATA[DB Plan Funding]]></category>
		<category><![CDATA[Pension Reform]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=628</guid>
		
			<content:encoded><![CDATA[Back in the fall of 2011, an expert committee chaired by Alban D’Amours was mandated by the Quebec government to analyze the state of the Quebec retirement income system and to make recommendations on how to improve it in light of the new economic and demographic realities. The Committee released a...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/2-13AoWK8CE" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/04/articles/pension-reform/expert-committee-pressing-for-pension-reform-in-quebec/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/04/articles/pension-reform/expert-committee-pressing-for-pension-reform-in-quebec/</feedburner:origLink></item>
		<item>
		<title>Are Your 401(k) Plan’s Target Date Funds On Target?</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/SKUejJAV0HU/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/04/articles/us-pensions-benefits-law/are-your-401k-plans-target-date-funds-on-target/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 14:34:23 +0000</pubDate>
		<dc:creator>Carol Buckmann</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[U.S. Pensions & Benefits Law]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=622</guid>
		
			<content:encoded><![CDATA[Most 401(k) plans that have qualified default investment funds (QDIA’s) have chosen target date funds as their default investments. Target date funds change their mix of investments to become more conservative over time in relation to a projected retirement age. Despite their popularity, target...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/SKUejJAV0HU" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/04/articles/us-pensions-benefits-law/are-your-401k-plans-target-date-funds-on-target/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/04/articles/us-pensions-benefits-law/are-your-401k-plans-target-date-funds-on-target/</feedburner:origLink></item>
		<item>
		<title>De-Risking On Trial? U.S. Verizon Litigation Still Active</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/r0ZYs2yVUkw/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/04/articles/us-pensions-benefits-law/de-risking-on-trial-u-s-verizon-litigation-still-active/#comments</comments>
		<pubDate>Thu, 11 Apr 2013 20:31:01 +0000</pubDate>
		<dc:creator>Carol Buckmann</dc:creator>
				<category><![CDATA[Innovation & Plan Design]]></category>
		<category><![CDATA[U.S. Pensions & Benefits Law]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=616</guid>
		
			<content:encoded><![CDATA[In our March 13 webinar on de-risking defined benefit pension plans, I stated that the U.S. litigation launched by a group of Verizon retirees challenging the annuitization of their pensions was not dead, even though a federal district court refused to stop the purchase of annuities from...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/r0ZYs2yVUkw" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/04/articles/us-pensions-benefits-law/de-risking-on-trial-u-s-verizon-litigation-still-active/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/04/articles/us-pensions-benefits-law/de-risking-on-trial-u-s-verizon-litigation-still-active/</feedburner:origLink></item>
		<item>
		<title>Plan’s Funded Status Required to be Disclosed under Freedom of Information Request</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/uAPjHFXekFU/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/04/articles/canada-pensions-benefits-law/plans-funded-status-required-to-be-disclosed-under-freedom-of-information-request/#comments</comments>
		<pubDate>Thu, 04 Apr 2013 14:09:15 +0000</pubDate>
		<dc:creator>Stephanie Kauffman</dc:creator>
				<category><![CDATA[Canada Pensions & Benefits Law]]></category>
		<category><![CDATA[DB Plan Funding]]></category>
		<category><![CDATA[Plan Administration]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=611</guid>
		
			<content:encoded><![CDATA[Pension plan sponsors may be surprised to learn that information provided to pension regulators pursuant to statutory filing obligations could be more widely disclosed through an “access to information” request. In a recent decision, the B.C. Assistant Information and Privacy Commissioner ordered...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/uAPjHFXekFU" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/04/articles/canada-pensions-benefits-law/plans-funded-status-required-to-be-disclosed-under-freedom-of-information-request/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/04/articles/canada-pensions-benefits-law/plans-funded-status-required-to-be-disclosed-under-freedom-of-information-request/</feedburner:origLink></item>
		<item>
		<title>Carrigan Case: Supreme Court of Canada Dismisses Leave to Appeal</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/vENK7jXhB6I/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/03/articles/canada-pensions-benefits-law/carrigan-case-supreme-court-of-canada-dismisses-leave-to-appeal/#comments</comments>
		<pubDate>Thu, 28 Mar 2013 14:05:40 +0000</pubDate>
		<dc:creator>Douglas Rienzo</dc:creator>
				<category><![CDATA[Canada Pensions & Benefits Law]]></category>
		<category><![CDATA[Family Law Issues]]></category>
		<category><![CDATA[Plan Administration]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=606</guid>
		
			<content:encoded><![CDATA[This morning, the Supreme Court of Canada dismissed the application for leave to appeal in Carrigan v. Carrigan Estate. As a result, the Ontario Court of Appeal’s new interpretation of the priority scheme for the payment of pre-retirement death benefits under the Ontario Pension Benefits Act (the...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/vENK7jXhB6I" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/03/articles/canada-pensions-benefits-law/carrigan-case-supreme-court-of-canada-dismisses-leave-to-appeal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/03/articles/canada-pensions-benefits-law/carrigan-case-supreme-court-of-canada-dismisses-leave-to-appeal/</feedburner:origLink></item>
		<item>
		<title>Ratansi: Court Clarifies Treatment of Employees Who Are Transferred as Part of Transaction</title>
		<link>http://feeds.lexblog.com/~r/PensionsBenefitsLaw/~3/yVmIav_5JNU/</link>
		<comments>http://www.pensionsbenefitslaw.com/2013/03/articles/canada-pensions-benefits-law/ratansi-court-clarifies-treatment-of-employees-who-are-transferred-as-part-of-transaction/#comments</comments>
		<pubDate>Wed, 06 Mar 2013 18:16:14 +0000</pubDate>
		<dc:creator>Paul Litner</dc:creator>
				<category><![CDATA[Canada Pensions & Benefits Law]]></category>
		<category><![CDATA[Legislation & Regulations]]></category>
		<category><![CDATA[Public Sector Plans]]></category>
		<category><![CDATA[Sale of Business]]></category>

		<guid isPermaLink="false">http://www.pensionsbenefitslaw.com/?p=602</guid>
		
			<content:encoded><![CDATA[The Ontario Divisional Court’s recent judgment in Ontario Pension Board v. Ratansi has overturned an earlier decision of the Financial Services Tribunal and restored an understanding established by previous Tribunal precedents. Employees who have transferred to a new employer as a part of a sale of...<img src="http://feeds.feedburner.com/~r/PensionsBenefitsLaw/~4/yVmIav_5JNU" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://www.pensionsbenefitslaw.com/2013/03/articles/canada-pensions-benefits-law/ratansi-court-clarifies-treatment-of-employees-who-are-transferred-as-part-of-transaction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.pensionsbenefitslaw.com/2013/03/articles/canada-pensions-benefits-law/ratansi-court-clarifies-treatment-of-employees-who-are-transferred-as-part-of-transaction/</feedburner:origLink></item>
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